Posted by Rebecca
Mon, 20 Jul 2009 18:02:00 GMT
Our communities are located in a USDA qualified rural area, giving you the option of financing your Fred Williams home with a USDA loan. In addition, we’ll pay $5,000 toward your closing costs if you use one of our preferred lenders in The Cove and $6,000 in Rice Creek, Lake Shore, Wind Song or Stone Walk.
USDA Loan Facts:
- No downpayment required. FHA loans, on the other hand, require 3% down
- No PMI, unlike FHA
- Highly competitive 30-year fixed interest rates
- Credit guidelines are flexible
USDA Income Limits:
- You can make up to $73,600 per year if your household consits of 1-4 people
- Up to $97,150 if there are 5-8 people in your household
Posted in Getting a Loan | no comments
Posted by Rebecca
Fri, 17 Jul 2009 14:57:00 GMT
Check out our newest community, The Cove at Newport. Pricing is fantastic, and these 3 bedroom, 2.5 bath town homes come equipped with a full appliance package, including refrigerator, microwave over range and washer and dryer! With a USDA loan, you’ll be able to purchase these with no downpayment and no PMI. Plus, we’ll pay $5,000 toward your closing costs.
Click here for photos, pricing and video tours.
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Posted in The Cove | Tags investors, students | 12 comments
Posted by Rebecca
Wed, 15 Jul 2009 00:32:00 GMT
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Who Gets It?
First-time buyers who close on a home between Jan 1, 2009 and Dec. 1, 2009. You are a first-time buyer if you haven’t owned your own home in the last three years.
- What Are the Income Limits?
Single buyers must have an income of $75,000 or less, and married couples can have an income of up to $150,000 to qualify for the full credit.
- Will I Get the Full $8,000 Credit?
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Posted in $8,000 Tax Credit | 1 comment
Posted by Rebecca
Wed, 29 Oct 2008 12:27:00 GMT
Realtor.com just got a facelift. Easier, more stream-lined searching helps users find what they’re looking for quickly and ushers them to the details section of listings with less hassle. Since its realease, it’s had a 40% increase in property views, and people are clicking all the way through to the details section of listings 12% more often, according to site operator Move Inc.
What does this mean for you as a seller?
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Posted by Rebecca
Tue, 28 Oct 2008 14:00:00 GMT
1. Change your address. Visit https://moversguide.usps.com. Don’t forget to notify credit card holders, subscription services and anyone else you’d like to make aware of your new location.
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14 comments
Posted by Rebecca
Tue, 28 Oct 2008 10:00:00 GMT
Calculating the costs involved in owning a new home can be a daunting task. One of these is property taxes. You can look up previous tax bills for a particular home by visiting chathamtax.org and clicking the Tax Bill Search. Choose search by parcel ID. You can find the parcel ID at sagis.org. Search for the property by address.
Keep in mind that previous tax bills may not be an accurate indicator of what your taxes on that home would be. The previous owner may have had special tax exemptions or the assessed value may have changed.
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Posted by Rebecca
Thu, 23 Oct 2008 21:06:00 GMT
Mortgage rates have been jumping up and down for the last few weeks. According to Freddie Mac’s Weekly Primary Mortgage Market Survey, 30-year rates are down to 6.04% and last week’s 6.46%. A year ago, rates averaged 6.33%.
1 comment
